Medicare Supplements
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Long Term Care
Brian Gray
Brian Gray
California Licensed
Insurance Agent #0621932
Tel. (800) 652-3555

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Medicare Part D
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Heatlhcare Reform
 
 
Which are the most useful
Medicare Supplements?
 
Plan F
The most popular supplement. Pays 100% of the excess charges
 
Plan G
 
Suitable for the person who likes a deductible, because it reduces the premium.
 

The Benefits of Ionized Water Click Here

In May I traveled to Mammoth. Needless to say I spent too much time exposed to the sun, resulting in sunburn on my head and hands. I bought some “Eucerin” Everyday Protection face lotion SPF 30 from Rite Aid and found it was very effective in preventing and repairing sunburn. Remember, it is really important to wear a hat at high altitudes!

Upon my return from the mountains I was finally given a clean bill of health by all my doctors, including my dermatologist who upon examining me stated that my pre-cancerous Keratosis had cleared up. The only explanation was that months of drinking the ionized water had made a difference. So now I don’t take any prescription medications; I just take vitamins and drink the Ionized water. It is a great relief after more than two years of uncertainty.

Have you had a Pneumonia Shot?
According to the Centers for Disease Control and Prevention, everyone age 65 and older should get the pneumonia vaccine. Pneumococcal pneumonia is a serious illness that kills thousands of older people in the United States each year. The pneumonia vaccine for adults protects against 23 types of pneumonia. Although antibiotics such as penicillin were once very effective at treating pneumonia, the disease has mutated and is becoming more and more resistant to modern antibiotics. That is why it is so important to be vaccinated against this very serious disease.

New 2010 Laws for Medicare Supplement Insurance “Medigap”

Numerous changes were made to the Medicare Supplement Plans available to seniors
starting June 2010, including the elimination of several plans.

Beware:

Not all new plans are regular Traditional Medicare. Some companies will be selling Medicare Select Plans. Medicare Select Plans are not the same as a Traditional Plan F. Medicare Select Plans Restrict you to certain hospitals and providers! Call me if anyone tries to sell you a plan F that seems too cheap! If a person already has Medigap insurance, they have 30 days of “open enrollment” following their birthday each year when they may buy a new Medigap policy without a medical screening or a new waiting period. I recommend that anyone interested in the details and the cost of the new supplements call me at (800) 652-3555.

New Medicare Supplement Plans M and N.

Plans M and N Medicare Supplements have the least coverage and do NOT pay excess charges.

Things are not going well with Healthcare Reform.

Costs are now estimated at $1.2 Trillion and premium increases have begun as expected! Strict new requirements placed in the policies are pushing up premiums for everyone. I recommend that you go online to www.healthcarefiasco.com and take a look at what’s happening in Massachusetts and Canada. It is an indicator of things to come.

For more details call Brian at 1 (800) 652-3555

Questions about Medicare Supplements?

Complete the form below or call Brian Gray at (800) 652-3555
 
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Brian Gray was born in London, England in 1945. He trained as an engineer and moved to California in 1979 where he became an American citizen. In 1982 Brian decided to become involved in the insurance and investment industry.

Brian felt that everyone deserved to have access to the best products for the best price. His objective was to devise a simple method that allowed people to compare products, thereby empowering them control their own future.

He developed a practical system which allowed him to make his goal a reality, while at the same time conducting seminars and consultations throughout Los Angeles and Orange County.

Located in Orange County, California
 

USEFUL SENIOR INFORMATION


Seniors Drivers License
http://www.dmv.ca.gov/about/senior/senior_top.htm


Doctors up pressure on Medicare on anemia drugs


Medicare Advantage Plans.
http://familiesusa.org/assets/pdfs/medicare-private-plans.pdf


Suddenly Senior
http://www.suddenlysenior.com/index.shtml

Medicare Supplement . Medicare Plan F. Medicare Plan C. Medicare Disability. The purpose of this website is to provide consumers with the information needed to make better decisions regarding the purchase of Medicare Supplement insurance. California Department of Insurance. http://www.insurance.ca.gov/0100-consumers/0060-information-guides/0050-health/medicare-supplement/index.cfm

Medigap health insurance. Medigap policies (also known as Medicare supplement policies) are offered by insurance companies, but their benefits are determined by the federal government. Medigap policies work in conjunction with traditional Medicare coverage. California Healthcare Foundation. http://www.chcf.org/press/view.cfm?itemID=101878

Medigap plan. California Healthcare Foundation http://www.chcf.org/topics/healthinsurance/index.cfm?subsection=consresources

California Medicare Supplement. Congressman Brian Bilbray’s office helps lots of constituents who have questions about Medicare. http://www.house.gov/bilbray/case_medicare.shtml

senior health insurance plan. A place for senior citizens to air grievences regarding. Health insurance for senior citizen. Medicare ppo. CalMedicare.org gives you accurate, unbiased information about Medicare benefits for people who live in California. http://www.cahealthadvocates.org/

Medicare Supplement ins. For senior citizens. medigap plan http://www.medicareprofessor.com/medicare-pages/medicare_history.php

Medigap insurance quote. Medicare supplement quote http://www.medicareprofessor.com/medicare-pages/medicare-supplement-ppo-instant-qutoes.html

History of Medicare http://www.ssa.gov/history/pdf/hlth_care.pdf
http://www.medicareprofessor.com/medicare-pages/medicare_history.php

Senior health insurance plan Medicare Resources http://www.ssa.gov/mediinfo.htm

Medicare disability. Health insurance for senior citizen. Social Security Medicare http://www.ssa.gov/

Medicare supplement blue cross http://www.bcbs.com/

Medicare supplement blue cross of California http://www.bluecrossca.com/home-visitors.html

Medicare supplement blue shield http://www.bcbs.com/

Medicare supplement blue shield of California http://www.regence.com/

Medicare Advantage PPO. Blue Cross Freedom Blue. Medicare Blue PPO. Freedom Blue PPO. Freedom Blue. Medicare PPO Plan. Medicare ppo. http://www.medicare.gov/Choices/Overview.asp

Medicare professor Medicareprofessor.com

Insurance Professor www.insuranceprofessor.com

Medicare part D. www.medicare.gov/
www.medicareprofessor.com/medicare-pages/part-d.php

Instant online Quotes. http://www.medicareprofessor.com/medicare-pages/medicare-supplement-ppo-instant-qutoes.html

Medicare wikipedia page. http://en.wikipedia.org/wiki/Medicare_(United_States)

Medigap wikipedia page. http://en.wikipedia.org/wiki/Medigap

MEDICARE SUPPLEMENT INSURANCE: MEDIGAP
http://www.medicareadvocacy.org/Materials_MainPage.htm
http://www.medicare.gov/medigap/default.asp
http://www.cahealthadvocates.org/HICAP/index.html
http://www.cms.hhs.gov/Medigap/
http://www.nolo.com/legal-encyclopedia/medicare-long-term-care/index.html

Medi-cal. Medical

http://www.medi-cal.ca.gov/

http://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx

Medicaid

http://www.cms.hhs.gov/home/medicaid.asp

http://www.kff.org/medicaid/index.cfm

Medigap. http://en.wikipedia.org/wiki/Medigap


Medicare. Centers for Medicare and Medicaid Services. Medigap.

http://en.wikipedia.org/wiki/Centers_for_Medicare_and_Medicaid_Services

http://www.insuranceprofessor.com/medicare-pages/medicare-supplement-ppo-instant-quotes.html



Health Insurance. http://en.wikipedia.org/wiki/Health_insurance

Medicare Advantage. http://www.insuranceprofessor.com/medicare-pages/ppo.php

http://en.wikipedia.org/wiki/Medicare_%28United_States%29#Part_C:_Medicare_Advantage_plans

Old Age. http://en.wikipedia.org/wiki/Old_age

Transforming Health Care in America. http://www.aetna.com/about/america/

USA Senior Topics. http://www.usa.gov/Topics/Seniors.shtml

Senior News. http://seniorjournal.com/medicare.htm

Medicare Part D in California. National Senior Citizens Law Center.MedicareProfessor.com gives you accurate, information about California Medicare Supplement benefits and price comparison for people who live in California.
California Medicare Supplements compliment the federal health insurance program, covering most people age 65 or older. http://www.medicareprofessor.com/medicare-pages/medicare_history.php

MEDICARE ADVANTAGE HMO and PPO PLANS
Most Advantage HMO’s and PPO’s have a network of doctors, hospital, and clinics. Patients are allowed to use other doctors and facilities in an emergency. Co-pays and deductibles may be charged for office visits, tests, x-rays, surgeries, hospital. There is no way to determine the charges before treatment. Most plans will have a maximum out of pocket amount per year possibly $3,000.00. There may not be any limit to the out of pocket charges if the patient goes outside of the network. If a subscriber remains on the plan longer than a year, they may not qualify for a medicare supplement due to their health.

Take the test

Your Medicare Options.

Including Medicare Supplements and Medicare Advantage Plans (HMO’s PPO’s and PFFS Private Fee for Service)

http://familiesusa.org/assets/pdfs/medicare-private-plans.pdf

Fee for service. A Private Fee For Service Plan is NOT a Medicare Supplement. A Medicare Supplement gives you access to any Doctor, any hospital or any other provider in the Medicare Program. With a Private Fee For Service Plan a doctor or hospital is NOT required to agree to accept the plan’s terms and conditions, and may choose not to treat you.

Things you should Know about Medicare Part D Prescription Coverage

http://www.medicare.gov/Publications/Pubs/pdf/11136.pdf

http://www.medicare.gov/Publications/Pubs/pdf/11102.pdf

http://www.medicare.gov/Publications/Pubs/pdf/11113.pdf

 
2709 Ashwood, Costa Mesa, CA 92626 - California Licensed Insurance Agent #0621932

California Medicare www.insuranceprofessor.com California Medicare Supplements Medicare Part A and Part B Medicare Definition aarp